Self-Help Groups (SHGs) stand as a powerful example of how collective effort can transform lives. Built on trust, cooperation, and shared responsibility, SHGs have become an effective Way for social and economic empowerment—especially among women and marginalised communities.
What Are Self-Help Groups?
A Self-Help Group is a small, voluntary association of people—usually 10 to 20 members—who come together to address common problems. Most SHGs are formed at the community level and focus on saving money, accessing credit, improving livelihoods, and supporting each other socially and emotionally.
Members contribute a small amount regularly, creating a shared fund that can be used for loans within the group. Over time, many SHGs become financially linked with banks and government programs, enabling access to larger resources.
Objectives of Self-Help Groups
- To encourage regular savings.
- To provide easy access to credit.
- To reduce dependence on Loans.
- To promote financial Literacy.
- To enhance self-confidence and leadership.
- To support social awareness and collective decision-making.
- To Sell Products Made By SHGs in Open market Through SHE Mart Mission.
Role of SHGs in Women’s Empowerment
One of the most significant impacts of SHGs has been on women’s empowerment. By managing savings, handling loans, and participating in decision-making, women gain financial independence and confidence.
- Start small businesses (tailoring, dairy, handicrafts, food processing).
- Gain leadership and communication skills.
- Participate actively in family and community decisions
- Improve their social status
SHG–Bank Linkage Programme
The SHG–Bank Linkage Programme connects SHGs with formal banking institutions, allowing them to access larger loans without collateral. This initiative has played a crucial role in expanding financial inclusion in rural and semi-urban areas.
It helps members build credit history and reduces dependence on informal lenders.
NRLM Block-Wise SHG List
Self-Help Groups (SHGs) are registered under government livelihood missions and local administrations. The list of SHGs can be checked using the following Instructions:
- Visit the Official Website of the National Rural Livelihood Mission.
- Select State, District, and Block.
- Submit the details.
- The complete list of SHGs in the selected area will be displayed.
- Now You Can Download the List in Excel Format or In PDF Format.